By purchasing digital products on the Organized Overthinking website, you agree to the following terms and conditions. Please read them carefully, as they outline your rights and responsibilities as a buyer and form a legally binding contract.

1. Personal Use Only

All digital products sold by Michaela Roberts on the Organized Overthinking website, including PDF guides and online courses, are for your personal use only. No part of these products may be copied, distributed, reproduced, or otherwise shared in any format with others, whether for free or for commercial purposes, without prior written permission from the creator, Michaela Roberts. To ask for permission, please messagemarketingco@gmail.com.

2. Prohibited Uses

You may not:

•    Modify or create derivative works based on products.
•    Use products for commercial purposes, including selling, licensing, or distributing them.
•    Share login details or access to online courses with others.

3. Consequences of Misuse

If you misuse products in violation of these terms, you will be liable for damages. Misuse includes, but is not limited to, unauthorized sharing, distribution, or commercial use. Damages will include a monetary compensation amounting to $500 per instance of misuse or the total revenue lost due to the misuse, whichever is greater. We also reserve the right to seek additional legal remedies.

4. Legal Disclaimer

The creator of Organized Overthinking products makes no guarantees regarding specific results from using products. Content is intended for informational and educational purposes only. While every effort has been made to ensure the accuracy and effectiveness of the information provided, the creator does not guarantee specific results and is not responsible for any issues or damages that may occur from using the information provided. Individual results will vary. By purchasing and using products, you agree that we are not liable for any outcomes or lack thereof, including issues or damages that may occur from using the information provided.

5. Payment Errors and Overcharges

In the event of an accidental overcharge, accidental duplicate purchase, or incorrect billing, please email messagemarketingco@gmail.com immediately. We will investigate the issue and, if appropriate, issue a refund for the overcharge to your original payment method within 7-10 business days. You agree to provide any necessary documentation or proof to assist in resolving the matter.

6. Cancellations and Refunds

Due to the nature of digital products which can still be accessed even in the event of a refund, all sales are final. Products are immediately available to be accessed and downloaded on the final checkout page and in an email upon purchase. After purchase, no refunds, exchanges, or cancellations for purposes other than payment errors and overcharges as noted above are permitted for the protection of our intellectual property. Purposes that do not authorize a refund include but are not limited to change of mind after purchase, failure to read the product description or details before purchase, and lack of desired results from using the product.

In the event of technical issues with downloading or accessing products after purchase, email messagemarketingco@gmail.com, including your order number, and we will use an alternative method to send you the product you purchased.

7. Chargebacks

Initiating a chargeback without contacting us first to resolve an issue is considered a violation of this refund policy. We reserve the right to dispute chargebacks and pursue additional legal remedies if necessary.

8. Intellectual Property

All products, content, and materials sold on Organized Overthinking are the intellectual property of Michaela Roberts and are protected by copyright laws. Any unauthorized use of this intellectual property is a violation of these terms and applicable laws.

9. Changes to Terms

We reserve the right to update or modify these terms and conditions at any time. Changes will become effective immediately upon posting on our website. Continued use of our products and website constitutes your acceptance of the updated terms.

10. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Missouri, United States, and any disputes will be resolved in the courts of Christian County, Missouri. If any part of this agreement is illegal, invalid, or unenforceable, that part will be removed, but the rest of the agreement will still be valid and enforceable.

11. Contact Information

If you have any questions about these terms and conditions, please contact messagemarketingco@gmail.com. 

By purchasing and using products from Organized Overthinking, you acknowledge that you have read, understood, and agree to these terms and conditions.